California Requirements

When your California condo becomes uninhabitable because of a covered peril, it’s essential to know what options you have. One […]

What Does Loss Assessment Coverage Actually Pay For? Loss assessment coverage steps in when your Homeowners Association (HOA) faces a

### What Is Loss Assessment Coverage in HO6 Condo Insurance? At the core of HO6 insurance, commonly known as “condo

### What Is Loss-of-Use Coverage? Loss-of-use insurance offers a safety net for condo owners when their home becomes temporarily uninhabitable

Why Create a Personal-Property Inventory? Creating a personal-property inventory is like building a green sanctuary within your home. It ensures

Is an Owner-Occupy HO-6 Insurance Enough? When renting out your condo in California, relying solely on an owner-occupy HO-6 policy

### What Does HO-6 Loss Assessment Coverage Pay For? HO-6 loss assessment coverage pays if your Homeowners Association (HOA) needs

What’s Happening with HOA Policy Costs? Rising HOA master-policy premiums are indeed being passed on to condo owners, affecting their

What is SB 326, and Why Should You Care? California’s Senate Bill 326 mandates inspections of balconies and decks on

In simple terms, an HOA (Homeowners’ Association) master policy covers common areas of your condo complex like lobbies, roofs, and