How Does Loss-of-Use Coverage Help When Your Condo is Uninhabitable?
### What Is Loss-of-Use Coverage? Loss-of-use insurance offers a safety net for condo owners when their home becomes temporarily uninhabitable […]
Read article →California Requirements
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How Can Phone Photos Enhance Your Condo’s Personal-Property Inventory?
Why Create a Personal-Property Inventory? Creating a personal-property inventory is like building a green sanctuary within your home. It ensures […]
Read article →Why an Owner-Occupied HO-6 Policy Isn’t Right for a Rented Condo
Is an Owner-Occupy HO-6 Insurance Enough? When renting out your condo in California, relying solely on an owner-occupy HO-6 policy […]
Read article →Why Is the Default HO-6 Loss Assessment Coverage Usually Too Low?
### What Does HO-6 Loss Assessment Coverage Pay For? HO-6 loss assessment coverage pays if your Homeowners Association (HOA) needs […]
Read article →How Are Rising HOA Master-Policy Premiums Affecting Condo Owners?
What’s Happening with HOA Policy Costs? Rising HOA master-policy premiums are indeed being passed on to condo owners, affecting their […]
Read article →How Does SB 326 Affect Condo Insurance and Loss Assessment for Balconies/Decks?
What is SB 326, and Why Should You Care? California’s Senate Bill 326 mandates inspections of balconies and decks on […]
Read article →What’s the Difference Between an HOA Master Policy and Your Personal HO-6 Coverage?
In simple terms, an HOA (Homeowners’ Association) master policy covers common areas of your condo complex like lobbies, roofs, and […]
Read article →Who Pays for Water Damage from a Neighbor’s Condo Unit?
Water damage in your condo caused by your neighbor’s actions can be frustrating—especially when you’re dedicated to sustainable living. Who […]
Read article →How Is Personal Liability Covered Inside My Unit vs. HOA’s Liability in Common Areas?
When you own a condo, knowing where responsibility begins and ends is key. If something happens inside your unit, you’re […]
Read article →How Does a Loss Assessment Impact My Condo Insurance Deductible?
with losing coverage for a large expense within your condo association, that’s exactly where a loss assessment fits into the […]
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