Who Pays for Water Damage from a Neighbor’s Condo Unit?
Water damage in your condo caused by your neighbor’s actions can be frustrating—especially when you’re dedicated to sustainable living. Who […]
California Requirements
California Requirements
How Is Personal Liability Covered Inside My Unit vs. HOA’s Liability in Common Areas?
When you own a condo, knowing where responsibility begins and ends is key. If something happens inside your unit, you’re
California Requirements
How Does a Loss Assessment Impact My Condo Insurance Deductible?
with losing coverage for a large expense within your condo association, that’s exactly where a loss assessment fits into the
California Requirements
Understanding Earthquake Coverage for Condos: HOA Policy Gaps
The Real Cost of Coastal Living Living on the beautiful California coast means embracing the breathtaking views and a laid-back
Green Living & Coverage
How Condo Improvements and Betterments Coverage Handles Green Upgrades in a Coastal California Unit
Green upgrades like heat-pump water heaters, induction ranges, and EV chargers can push your California condo past its default HO-6 Coverage A limits. Here is how improvements and betterments coverage works and how to close the gap.
Condo Claims
California Condo Insurance Claims
A burst pipe or fire is stressful enough. This step-by-step guide walks California condo owners through filing an insurance claim, from the first 24 hours to settling with your HOA and HO-6 carrier.
Walls-In vs. Master Policy: Understanding California Condo Insurance
Walls-in or master policy? Understand where your HOA coverage ends and your California HO-6 policy must begin, so a claim never leaves you paying out of pocket.